1 Import a photo using Place option or use Paste. Lock this layer and create a new layer.
2 Using the Rectangle tool make a rectangle around the picture.
3 Uncheck the fill for Foreground.
4 Open Brush Libraries and choose Border Sample.
5 Press F5 to open Brushes. Click on the brush of your choice and then click on the arrow at the top. Then select Brush Options.
6 Change the Scale to 150%.
7 Choose Hue Shift under Colorization.
8 Hit OK and select Apply to Strokes.
9 Select the stroke and choose a new colour for the frame.
10 You can add some text or decoration to the photo and thus complete the frame for your photo.
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PHOTO:(http://www.sxc.hu/photo/1162795)